PAYMENT METHODS
Any processing of your data during the ordering process is carried out via SSL encryption! We offer the following payment methods. Simply choose the payment method that is best for you. The prices listed in the respective offers represent final prices. They include all price components, including any applicable taxes such as VAT. Only in the case of cross-border delivery may you be required to pay additional taxes (e.g. in the case of an intra-community purchase) and/or duties (e.g. customs duties) in individual cases, but not to the seller, but to the responsible customs or tax authorities there. The delivery and shipping costs are not included in the purchase price, they can be found on the page “Shipping & Delivery” are shown separately during the ordering process and are to be borne by the buyer in addition.
The invoice
Purchase on account is processed via the payment service provider Klarna Bank AB (“Klarna”). The purchase on account payment option is not available for all offers at Picadera and requires, among other things, a successfully completed identity and credit check. Process for purchase on account with Klarna:
After you have agreed to a credit check, Klarna will check whether you can purchase on account. This check is automated. Picadera has no influence on the result. After a successful check, you can complete the purchase using the desired "purchase on account" option.
Note: Ordering with a different delivery address is unfortunately not possible in this case. Please understand this restriction when purchasing on account.
If you have chosen to pay by invoice, you pay with a due date 30 days from the dispatch of the goods. We assign the claim to Klarna Bank AB ("Klarna"). Klarna will then send you a payment order and you will pay your order directly to Klarna. Contact details and further information about Klarna can be found at www.klarna.com/. Please do not send us any direct payments to our bank account for orders for which the payment method "purchase on account with Klarna" has been selected, as the processing is carried out via Klarna.
Direct debit
Pay easily, quickly and conveniently by direct debit without having to think about the transfer or annoying payment dates. When ordering on picadera.de, select the direct debit payment method and enter your account details (IBAN and BIC). The payment amount is due upon conclusion of the contract and will be debited from your specified account by Klarna Bank AB ("Klarna") after express authorization. The debit will be made after the goods have been dispatched. The time of the debit will be communicated to you by email. The direct debit payment method requires, among other things, a successfully completed identity and credit check. If you are not offered payment by direct debit, this can have various reasons, such as different billing and delivery addresses. Picadera has no influence on the criteria according to which Klarna offers direct debit to individual customers.
Instant bank transfer
Innovative, fast and secure: Pay for your order conveniently by direct bank transfer. Your account will be debited immediately after the order has been placed by our payment service provider Klarna Bank AB (“Klarna”). General information about Klarna can be found at www.klarna.com/de.
Note: Instant bank transfers are only available for customers from Germany and Austria.
Credit card / debit card
You can pay conveniently and securely with your debit or credit card (Visa, Mastercard & American Express). Credit card payments are processed by the payment service provider Stripe Payments Europe Ltd, Block 4, Harcourt Centre, Harcourt Road, Dublin 2, Ireland. You do not need a Stripe account to pay with a credit card. There are no additional fees for orders placed by credit card. You can find more information about the payment service provider Stripe at https://stripe.com/de/privacy.
PayPal
You pay the invoice amount via the online provider PayPal. A PayPal account is required to use PayPal. To be able to use this payment method, you must be registered there or register and authenticate yourself with your access data and confirm the payment instruction to us. You will receive further information during the order process on the PayPal website. Guest accounts may be an exception when paying with PayPal.
Amazon Pay
With Amazon Pay you can pay at https://picadera.de using the payment and shipping information from your Amazon customer account. You do not need to create another account, neither with Picadera nor with Amazon Pay. Your existing Amazon account already provides all the necessary information. This makes shopping quick, easy and secure.
During checkout, click on the Amazon Pay button and skip entering your data. The shipping address is sent from Amazon to Picadera. In Amazon Pay, you can then select the desired payment method (e.g. credit card or direct debit) and the shipping address from your data stored with Amazon and use this to complete the purchase.
When paying with Amazon Pay, there are no additional costs and your payment information is not passed on to us. We only receive confirmation that the payment has been made. You can find more information and your order overview with Amazon Pay at https://pay.amazon.com/de/shopper
Prepayment
As an additional payment method, we also offer advance payment via bank transfer. You pay the total amount by bank transfer to our account after receiving the order confirmation. Please note that the items you order can be reserved for you for a maximum of 7 days.
Payment is made by transferring the invoice amount to the following account, stating the order number in the purpose of payment:
Credit institution: Sparkasse Rhein Neckar Nord
Account holder: Fanni Kovacs
IBAN: DE82 6705 0505 0040 1339 25
BIC: MANSDE66XXX
Purpose: Your order number
Once we receive your payment, your order will be processed. You will then receive an order confirmation.
Please do not send us any direct payments to our bank account for orders where the payment method “purchase on account with Klarna” has been selected, as the processing is carried out via Klarna.
