PAYMENT TYPES

Any processing of your data within the ordering process is done via SSL encryption! We offer the following payment methods. Simply choose the payment method that suits you best. The prices listed in the respective offers are final prices. They include all price components, including any applicable taxes such as VAT. Only in the case of cross-border delivery may further taxes (e.g. in the case of an intra-Community purchase) and/or duties (e.g. customs duties) be payable by you in individual cases, but not to the seller but to the customs or tax authorities responsible there. The delivery and shipping costs incurred are not included in the purchase price, they can be called up via the page "Shipping & Delivery" page, are shown separately during the ordering process and are to be borne additionally by the buyer.

Invoice
The purchase on account is processed by the payment service provider Klarna Bank AB ("Klarna"). The offer of the purchase on account payment option does not apply to all offers at Picadera and requires, among other things, a successfully completed identity and creditworthiness check. Procedure for purchase on account with Klarna:
After you have agreed to a credit check, Klarna will check the possibility of a purchase on account. This check is automated. Picadera has no influence on the result. After successful verification, you can complete the purchase with the desired "purchase on account" option.

Note: Ordering with a different delivery address is unfortunately not possible in this case. Please understand this restriction for purchase on account.

If you have chosen to pay by invoice, you pay with a due date 30 days from the date of shipment of the goods. We assign the claim to Klarna Bank AB ("Klarna"). Klarna will then send you a payment instruction and you will pay for your order directly to Klarna. Contact details and further information about Klarna can be found on www.klarna.com/.Bitte do not send us direct payments to our bank account for orders where the payment method "purchase on account with Klarna" has been selected, as the processing is done via Klarna.

Direct debit

Simple, fast and convenient payment by direct debit, without having to think about the transfer or annoying payment deadlines. When ordering, select picadera.de select the payment method direct debit and enter your account details (IBAN and BIC). The payment amount is due for payment by direct debit at the conclusion of the contract and will be debited from your specified account by Klarna Bank AB ("Klarna") after explicit authorization. The debit will be made after the goods have been shipped. You will be notified of the time of debiting by e-mail. The direct debit payment method requires, among other things, a successfully completed identity and creditworthiness check. If you are not offered payment by direct debit, this may be due to various reasons, such as different billing and delivery addresses. Picadera has no influence on the criteria according to which Klarna offers direct debit to individual customers.

Instant bank transfer

Innovative, fast and secure: Pay for your order conveniently via instant bank transfer. Your account will be debited immediately after the order has been placed by our payment service provider Klarna Bank AB ("Klarna"). General information about Klarna can be found on www.klarna.com/de.

Note: Sofortüberweisungen are only available for customers from Germany and Austria.

Credit Card / Debit Card
With us you can conveniently and securely pay with your debit or credit card (Visa, Mastercard & American Express). Credit card payments are processed by the payment service provider Stripe Payments Europe Ltd, Block 4, Harcourt Centre, Harcourt Road, Dublin 2, Ireland. You do not need a Stripe account to pay with a credit card. No additional fees are charged for credit card orders. For more information about the payment service provider Stripe, please visit https://stripe.com/de/privacy.

PayPal
You pay the invoice amount via the online provider PayPal. For the use of PayPal a PayPal account is required. To use this payment method, you must be registered there or register and legitimize with your access data and confirm the payment instruction to us. You will receive further instructions during the ordering process on the pages of PayPal. Exceptions to the payment with PayPal can be guest accounts.

Amazon Pay
With Amazon Pay you can pay on https://picadera.de with the payment and shipping information from your Amazon customer account. You do not need to create another account for this, neither at Picadera nor at Amazon Pay. Your existing Amazon account already provides all the necessary information. This makes shopping fast, easy and secure.

Click on the Amazon Pay button during checkout and skip entering your data. The shipping address is transmitted by Amazon to Picadera . In Amazon Pay you can then select the desired payment method (e.g. credit card or direct debit) and the shipping address from your data stored at Amazon and complete the purchase.

When you pay with Amazon Pay, there are no additional costs and your payment information is not passed on to us. We only receive a confirmation that the payment has been made. You can find more information and your order overview with Amazon Pay at https://pay.amazon.com/de/shopper.

Prepayment
As a further payment method we also offer prepayment via bank transfer. You pay the total amount after receiving the order confirmation by bank transfer to our account. Please note that the ordered items can be reserved for you for a maximum of 7 days.

Payment shall be made by transferring the invoice amount, stating the order number in the reason for payment, to the following account:

Credit institution: Sparkasse Rhein Neckar Nord
Account holder: Fanni Kovacs
IBAN: DE826705050040133925
BIC: MANSDE66XXX
Reason for payment: Your order number

After receipt of your payment, your order will be placed. You will receive an order confirmation afterwards.

Please do not send us direct payments to our bank account for orders where the payment method "purchase on account with Klarna" has been selected, as the processing is done via Klarna.